Call reports 2025
ANDROSCOGGIN SAVINGS BANK — 2025
What ANDROSCOGGIN SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,694,530,000 | 1,763,462,000 | 1,779,559,000 | 1,830,082,000 |
| Total loans | 1,410,814,000 | 1,456,859,000 | 1,480,013,000 | 1,491,633,000 |
| Allowance for loan losses | 13,238,000 | 13,637,000 | 14,135,000 | 14,336,000 |
| Securities available for sale | 120,028,000 | 129,737,000 | 130,026,000 | 126,249,000 |
| Securities held to maturity | 3,180,000 | 3,135,000 | 3,114,000 | 2,964,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,333,884,000 | 1,373,195,000 | 1,377,198,000 | 1,458,732,000 |
| Interest-bearing deposits | 1,149,123,000 | 1,166,589,000 | 1,160,586,000 | 1,263,946,000 |
| Noninterest-bearing deposits | 184,761,000 | 206,606,000 | 216,612,000 | 194,786,000 |
| Equity capital | 150,042,000 | 175,467,000 | 179,611,000 | 183,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 19,201,000 | 40,157,000 | 61,806,000 | 84,833,000 |
| Interest expense | 8,232,000 | 17,181,000 | 26,232,000 | 35,938,000 |
| Net interest income | 10,969,000 | 22,976,000 | 35,574,000 | 48,895,000 |
| Noninterest income | 1,829,000 | 3,701,000 | 5,922,000 | 8,329,000 |
| Noninterest expense | 10,597,000 | 21,195,000 | 32,241,000 | 43,807,000 |
| Provision for loan losses | 200,000 | 579,000 | 1,077,000 | 1,284,000 |
| Pretax income | 1,991,000 | 4,965,000 | 8,297,000 | 12,311,000 |
| Income tax | 312,000 | 782,000 | 1,379,000 | 2,092,000 |
| Net income | 1,517,000 | 3,894,000 | 6,466,000 | 9,610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 157,834,000 | 182,461,000 | 185,033,000 | 188,176,000 |
| Total capital | 171,902,000 | 196,928,000 | 199,998,000 | 203,342,000 |
| Risk-weighted assets | 1,387,491,000 | 1,414,493,000 | 1,435,256,000 | 1,471,153,000 |