Call reports 2024
ANDROSCOGGIN SAVINGS BANK — 2024
What ANDROSCOGGIN SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,632,063,000 | 1,628,666,000 | 1,665,363,000 | 1,661,812,000 |
| Total loans | 1,332,202,000 | 1,345,734,000 | 1,372,410,000 | 1,375,192,000 |
| Allowance for loan losses | 12,056,000 | 12,273,000 | 12,413,000 | 13,013,000 |
| Securities available for sale | 126,809,000 | 124,310,000 | 125,770,000 | 118,810,000 |
| Securities held to maturity | 6,167,000 | 6,123,000 | 5,941,000 | 5,800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,308,912,000 | 1,314,857,000 | 1,312,346,000 | 1,317,297,000 |
| Interest-bearing deposits | 1,124,577,000 | 1,136,617,000 | 1,125,487,000 | 1,131,832,000 |
| Noninterest-bearing deposits | 184,335,000 | 178,240,000 | 186,859,000 | 185,465,000 |
| Equity capital | 138,475,000 | 140,560,000 | 146,041,000 | 146,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 18,150,000 | 37,066,000 | 56,359,000 | 76,180,000 |
| Interest expense | 8,174,000 | 16,755,000 | 25,770,000 | 34,362,000 |
| Net interest income | 9,976,000 | 20,311,000 | 30,589,000 | 41,818,000 |
| Noninterest income | 1,981,000 | 3,941,000 | 5,766,000 | 7,693,000 |
| Noninterest expense | 9,788,000 | 19,531,000 | 29,410,000 | 40,300,000 |
| Provision for loan losses | 127,000 | 328,000 | 461,000 | 873,000 |
| Pretax income | 2,138,000 | 4,458,000 | 6,609,000 | 8,543,000 |
| Income tax | 373,000 | 632,000 | 941,000 | 1,101,000 |
| Net income | 1,644,000 | 3,587,000 | 5,293,000 | 6,914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 151,047,000 | 152,990,000 | 154,697,000 | 156,317,000 |
| Total capital | 163,933,000 | 166,093,000 | 167,940,000 | 170,160,000 |
| Risk-weighted assets | 1,366,779,000 | 1,302,057,000 | 1,326,365,000 | 1,350,375,000 |