Call reports 2023
ANDROSCOGGIN SAVINGS BANK — 2023
What ANDROSCOGGIN SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,498,353,000 | 1,539,209,000 | 1,580,361,000 | 1,594,063,000 |
| Total loans | 1,213,041,000 | 1,255,714,000 | 1,284,182,000 | 1,301,332,000 |
| Allowance for loan losses | 11,444,000 | 11,626,000 | 11,950,000 | 11,911,000 |
| Securities available for sale | 136,726,000 | 131,658,000 | 123,818,000 | 127,434,000 |
| Securities held to maturity | 6,688,000 | 6,528,000 | 6,484,000 | 6,187,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,191,607,000 | 1,218,035,000 | 1,300,135,000 | 1,298,128,000 |
| Interest-bearing deposits | 998,192,000 | 1,022,099,000 | 1,101,425,000 | 1,115,721,000 |
| Noninterest-bearing deposits | 193,415,000 | 195,936,000 | 198,710,000 | 182,407,000 |
| Equity capital | 129,181,000 | 129,936,000 | 128,888,000 | 137,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 14,438,000 | 30,221,000 | 46,754,000 | 64,268,000 |
| Interest expense | 3,317,000 | 8,176,000 | 13,423,000 | 20,283,000 |
| Net interest income | 11,121,000 | 22,045,000 | 33,331,000 | 43,985,000 |
| Noninterest income | 1,585,000 | 3,169,000 | 4,990,000 | 6,724,000 |
| Noninterest expense | 9,747,000 | 19,278,000 | 28,995,000 | 38,755,000 |
| Provision for loan losses | 308,000 | 615,000 | 922,000 | 862,000 |
| Pretax income | 2,700,000 | 5,405,000 | 8,469,000 | 11,463,000 |
| Income tax | 488,000 | 924,000 | 1,454,000 | 1,946,000 |
| Net income | 2,128,000 | 4,280,000 | 6,728,000 | 9,141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 142,391,000 | 144,542,000 | 146,990,000 | 149,403,000 |
| Total capital | 154,840,000 | 157,173,000 | 159,945,000 | 162,144,000 |
| Risk-weighted assets | 1,177,854,000 | 1,233,663,000 | 1,269,002,000 | 1,331,620,000 |