Call reports 2022
ANDROSCOGGIN SAVINGS BANK — 2022
What ANDROSCOGGIN SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,361,626,000 | 1,424,885,000 | 1,446,107,000 | 1,450,036,000 |
| Total loans | 1,081,030,000 | 1,131,318,000 | 1,185,974,000 | 1,210,320,000 |
| Allowance for loan losses | 11,722,000 | 11,976,000 | 12,025,000 | 15,207,000 |
| Securities available for sale | 160,296,000 | 149,909,000 | 139,649,000 | 137,240,000 |
| Securities held to maturity | 7,133,000 | 6,983,000 | 6,835,000 | 6,706,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,200,633,000 | 1,261,975,000 | 1,280,720,000 | 1,265,376,000 |
| Interest-bearing deposits | 976,893,000 | 1,043,134,000 | 1,040,580,000 | 1,051,269,000 |
| Noninterest-bearing deposits | 223,740,000 | 218,841,000 | 240,140,000 | 214,107,000 |
| Equity capital | 129,404,000 | 126,112,000 | 122,617,000 | 125,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,541,000 | 21,754,000 | 34,405,000 | 48,605,000 |
| Interest expense | 849,000 | 1,911,000 | 3,276,000 | 5,267,000 |
| Net interest income | 9,692,000 | 19,843,000 | 31,129,000 | 43,338,000 |
| Noninterest income | 1,716,000 | 3,129,000 | 4,763,000 | 6,244,000 |
| Noninterest expense | 8,916,000 | 17,611,000 | 26,696,000 | 35,870,000 |
| Provision for loan losses | 254,000 | 262,000 | 264,000 | 3,279,000 |
| Pretax income | 2,218,000 | 4,874,000 | 8,640,000 | 10,232,000 |
| Income tax | 378,000 | 765,000 | 1,474,000 | 1,707,000 |
| Net income | 1,746,000 | 3,938,000 | 6,909,000 | 8,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 133,827,000 | 136,019,000 | 138,990,000 | 140,262,000 |
| Total capital | 146,579,000 | 149,000,000 | 152,020,000 | 155,045,000 |
| Risk-weighted assets | 1,064,183,000 | 1,107,218,000 | 1,129,884,000 | 1,181,283,000 |