Call reports 2021
ANDROSCOGGIN SAVINGS BANK — 2021
What ANDROSCOGGIN SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,331,681,000 | 1,320,310,000 | 1,371,816,000 | 1,384,166,000 |
| Total loans | 1,030,537,000 | 1,014,004,000 | 1,027,888,000 | 1,050,811,000 |
| Allowance for loan losses | 12,217,000 | 12,242,000 | 12,244,000 | 11,470,000 |
| Securities available for sale | 111,511,000 | 132,205,000 | 141,501,000 | 164,144,000 |
| Securities held to maturity | 8,000,000 | 7,417,000 | 7,270,000 | 7,151,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,154,716,000 | 1,136,571,000 | 1,186,854,000 | 1,195,281,000 |
| Interest-bearing deposits | 953,487,000 | 927,353,000 | 954,282,000 | 957,136,000 |
| Noninterest-bearing deposits | 201,229,000 | 209,218,000 | 232,572,000 | 238,145,000 |
| Equity capital | 127,860,000 | 130,646,000 | 132,015,000 | 135,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 10,046,000 | 20,475,000 | 30,880,000 | 41,852,000 |
| Interest expense | 1,176,000 | 2,274,000 | 3,282,000 | 4,158,000 |
| Net interest income | 8,870,000 | 18,201,000 | 27,598,000 | 37,694,000 |
| Noninterest income | 1,795,000 | 3,478,000 | 5,290,000 | 7,071,000 |
| Noninterest expense | 8,265,000 | 16,506,000 | 24,950,000 | 33,588,000 |
| Provision for loan losses | 818,000 | 818,000 | 820,000 | 840,000 |
| Pretax income | 1,618,000 | 4,446,000 | 7,196,000 | 10,456,000 |
| Income tax | 271,000 | 660,000 | 1,140,000 | 1,759,000 |
| Net income | 1,258,000 | 3,595,000 | 5,752,000 | 8,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,036,000 | 127,373,000 | 129,530,000 | 132,081,000 |
| Total capital | 137,188,000 | 139,485,000 | 142,030,000 | 144,581,000 |
| Risk-weighted assets | 971,341,000 | 968,072,000 | 999,389,000 | 1,032,453,000 |