Call reports 2020
ANDROSCOGGIN SAVINGS BANK — 2020
What ANDROSCOGGIN SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,113,986,000 | 1,266,481,000 | 1,275,425,000 | 1,365,796,000 |
| Total loans | 918,449,000 | 1,036,461,000 | 1,016,589,000 | 1,002,403,000 |
| Allowance for loan losses | 9,524,000 | 10,743,000 | 11,196,000 | 11,420,000 |
| Securities available for sale | 89,903,000 | 91,919,000 | 94,342,000 | 105,124,000 |
| Securities held to maturity | 8,548,000 | 8,412,000 | 8,128,000 | 8,016,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 907,541,000 | 1,054,569,000 | 1,075,520,000 | 1,165,789,000 |
| Interest-bearing deposits | 787,534,000 | 867,968,000 | 886,617,000 | 979,803,000 |
| Noninterest-bearing deposits | 120,007,000 | 186,601,000 | 188,903,000 | 185,986,000 |
| Equity capital | 122,141,000 | 124,585,000 | 126,764,000 | 128,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 10,836,000 | 21,751,000 | 33,097,000 | 43,743,000 |
| Interest expense | 2,120,000 | 3,907,000 | 5,650,000 | 7,328,000 |
| Net interest income | 8,716,000 | 17,844,000 | 27,447,000 | 36,415,000 |
| Noninterest income | 1,285,000 | 3,381,000 | 5,478,000 | 7,784,000 |
| Noninterest expense | 7,562,000 | 14,723,000 | 22,900,000 | 31,953,000 |
| Provision for loan losses | 227,000 | 1,452,000 | 1,927,000 | 2,152,000 |
| Pretax income | 2,055,000 | 4,973,000 | 8,077,000 | 10,190,000 |
| Income tax | 344,000 | 805,000 | 1,355,000 | 1,721,000 |
| Net income | 1,657,000 | 4,021,000 | 6,485,000 | 8,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,270,000 | 119,633,000 | 122,097,000 | 123,778,000 |
| Total capital | 127,574,000 | 131,156,000 | 134,073,000 | 135,727,000 |
| Risk-weighted assets | 940,409,000 | 983,675,000 | 963,611,000 | 955,673,000 |