Call reports 2019
ANDROSCOGGIN SAVINGS BANK — 2019
What ANDROSCOGGIN SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,049,225,000 | 1,082,821,000 | 1,098,844,000 | 1,084,186,000 |
| Total loans | 897,113,000 | 920,471,000 | 924,619,000 | 913,470,000 |
| Allowance for loan losses | 8,861,000 | 9,087,000 | 9,220,000 | 9,297,000 |
| Securities available for sale | 78,449,000 | 84,537,000 | 82,405,000 | 85,352,000 |
| Securities held to maturity | 9,521,000 | 9,946,000 | 9,668,000 | 9,563,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 869,191,000 | 885,140,000 | 908,338,000 | 897,521,000 |
| Interest-bearing deposits | 763,435,000 | 774,780,000 | 780,064,000 | 779,558,000 |
| Noninterest-bearing deposits | 105,756,000 | 110,360,000 | 128,274,000 | 117,963,000 |
| Equity capital | 112,241,000 | 114,697,000 | 117,020,000 | 118,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,629,000 | 21,455,000 | 32,725,000 | 44,084,000 |
| Interest expense | 2,428,000 | 5,022,000 | 7,579,000 | 9,864,000 |
| Net interest income | 8,201,000 | 16,433,000 | 25,146,000 | 34,220,000 |
| Noninterest income | 1,054,000 | 2,292,000 | 3,506,000 | 4,761,000 |
| Noninterest expense | 7,215,000 | 14,525,000 | 21,804,000 | 29,751,000 |
| Provision for loan losses | 227,000 | 453,000 | 607,000 | 682,000 |
| Pretax income | 1,906,000 | 3,823,000 | 6,196,000 | 8,573,000 |
| Income tax | 296,000 | 558,000 | 909,000 | 1,308,000 |
| Net income | 1,565,000 | 3,173,000 | 5,149,000 | 7,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,088,000 | 111,696,000 | 113,672,000 | 115,612,000 |
| Total capital | 119,729,000 | 121,563,000 | 123,672,000 | 125,689,000 |
| Risk-weighted assets | 900,473,000 | 926,478,000 | 922,046,000 | 930,494,000 |