Call reports 2017
ANDROSCOGGIN SAVINGS BANK — 2017
What ANDROSCOGGIN SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 928,136,000 | 957,972,000 | 964,757,000 | 955,179,000 |
| Total loans | 789,748,000 | 815,184,000 | 823,124,000 | 811,670,000 |
| Allowance for loan losses | 8,107,000 | 8,584,000 | 8,851,000 | 8,951,000 |
| Securities available for sale | 65,829,000 | 70,382,000 | 68,418,000 | 73,251,000 |
| Securities held to maturity | 8,994,000 | 8,876,000 | 8,600,000 | 10,053,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 731,379,000 | 763,867,000 | 771,373,000 | 785,431,000 |
| Interest-bearing deposits | 634,538,000 | 660,198,000 | 670,493,000 | 683,855,000 |
| Noninterest-bearing deposits | 96,841,000 | 103,669,000 | 100,880,000 | 101,576,000 |
| Equity capital | 103,110,000 | 104,676,000 | 106,117,000 | 104,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,435,000 | 17,464,000 | 26,652,000 | 35,915,000 |
| Interest expense | 1,202,000 | 2,548,000 | 4,004,000 | 5,371,000 |
| Net interest income | 7,233,000 | 14,916,000 | 22,648,000 | 30,544,000 |
| Noninterest income | 984,000 | 1,900,000 | 2,931,000 | 3,829,000 |
| Noninterest expense | 6,182,000 | 12,501,000 | 18,963,000 | 26,022,000 |
| Provision for loan losses | 355,000 | 854,000 | 1,207,000 | 1,365,000 |
| Pretax income | 1,904,000 | 3,657,000 | 5,731,000 | 7,308,000 |
| Income tax | 512,000 | 898,000 | 1,440,000 | 4,466,000 |
| Net income | 1,381,000 | 2,718,000 | 4,225,000 | 2,777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,510,000 | 100,846,000 | 102,353,000 | 101,660,000 |
| Total capital | 108,547,000 | 110,354,000 | 112,155,000 | 111,550,000 |
| Risk-weighted assets | 765,261,000 | 783,367,000 | 793,450,000 | 816,188,000 |