Call reports 2022
NELSONVILLE HOME & SAVINGS — 2022
What NELSONVILLE HOME & SAVINGS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 34,644,000 | 35,132,000 | 36,278,000 | 35,587,000 |
| Total loans | 20,790,000 | 21,193,000 | 20,734,000 | 21,046,000 |
| Allowance for loan losses | 269,000 | 269,000 | 269,000 | 269,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,001,000 | 3,001,000 | 3,001,000 | 3,001,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,316,000 | 30,756,000 | 31,809,000 | 31,046,000 |
| Interest-bearing deposits | 27,349,000 | 27,581,000 | 28,158,000 | 27,686,000 |
| Noninterest-bearing deposits | 2,967,000 | 3,175,000 | 3,651,000 | 3,360,000 |
| Equity capital | 4,156,000 | 4,224,000 | 4,309,000 | 4,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 232,000 | 482,000 | 771,000 | 1,086,000 |
| Interest expense | 46,000 | 90,000 | 135,000 | 176,000 |
| Net interest income | 186,000 | 392,000 | 636,000 | 910,000 |
| Noninterest income | 10,000 | 21,000 | 32,000 | 40,000 |
| Noninterest expense | 144,000 | 291,000 | 430,000 | 626,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 52,000 | 122,000 | 238,000 | 324,000 |
| Income tax | 8,000 | 10,000 | 41,000 | 70,000 |
| Net income | 44,000 | 112,000 | 197,000 | 254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,156,000 | 4,224,000 | 4,309,000 | 4,366,000 |
| Total capital | 4,332,000 | 4,403,000 | 4,482,000 | 4,541,000 |
| Risk-weighted assets | 13,971,000 | 14,195,000 | 13,722,000 | 13,884,000 |