Call reports 2021
NELSONVILLE HOME & SAVINGS — 2021
What NELSONVILLE HOME & SAVINGS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 34,852,000 | 35,907,000 | 36,430,000 | 34,805,000 |
| Total loans | 20,988,000 | 21,024,000 | 20,529,000 | 21,103,000 |
| Allowance for loan losses | 261,000 | 259,000 | 264,000 | 269,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,002,000 | 2,202,000 | 2,201,000 | 2,501,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,774,000 | 31,731,000 | 32,152,000 | 30,507,000 |
| Interest-bearing deposits | 27,347,000 | 27,575,000 | 28,335,000 | 27,834,000 |
| Noninterest-bearing deposits | 3,427,000 | 4,156,000 | 3,817,000 | 2,673,000 |
| Equity capital | 4,022,000 | 4,072,000 | 4,102,000 | 4,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 248,000 | 490,000 | 732,000 | 972,000 |
| Interest expense | 58,000 | 114,000 | 168,000 | 220,000 |
| Net interest income | 190,000 | 376,000 | 564,000 | 752,000 |
| Noninterest income | 8,000 | 16,000 | 33,000 | 44,000 |
| Noninterest expense | 158,000 | 303,000 | 460,000 | 603,000 |
| Provision for loan losses | 5,000 | 10,000 | 15,000 | 20,000 |
| Pretax income | 35,000 | 79,000 | 122,000 | 173,000 |
| Income tax | 6,000 | 0 | 13,000 | 28,000 |
| Net income | 29,000 | 79,000 | 109,000 | 145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,022,000 | 4,072,000 | 4,102,000 | 4,138,000 |
| Total capital | 4,195,000 | 4,247,000 | 4,275,000 | 4,314,000 |
| Risk-weighted assets | 13,772,000 | 13,930,000 | 13,742,000 | 14,022,000 |