Call reports 2020
NELSONVILLE HOME & SAVINGS — 2020
What NELSONVILLE HOME & SAVINGS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 31,182,000 | 32,036,000 | 33,020,000 | 33,590,000 |
| Total loans | 22,197,000 | 22,463,000 | 22,739,000 | 21,578,000 |
| Allowance for loan losses | 241,000 | 246,000 | 251,000 | 256,000 |
| Securities available for sale | 414,000 | 10,000 | 0 | 0 |
| Securities held to maturity | 1,002,000 | 1,002,000 | 1,002,000 | 2,002,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,235,000 | 28,055,000 | 28,952,000 | 29,528,000 |
| Interest-bearing deposits | 25,586,000 | 25,930,000 | 25,990,000 | 26,656,000 |
| Noninterest-bearing deposits | 1,649,000 | 2,125,000 | 2,962,000 | 2,872,000 |
| Equity capital | 3,879,000 | 3,934,000 | 4,005,000 | 4,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 293,000 | 577,000 | 879,000 | 1,146,000 |
| Interest expense | 72,000 | 143,000 | 207,000 | 269,000 |
| Net interest income | 221,000 | 434,000 | 672,000 | 877,000 |
| Noninterest income | 10,000 | 17,000 | 27,000 | 36,000 |
| Noninterest expense | 171,000 | 311,000 | 456,000 | 631,000 |
| Provision for loan losses | 5,000 | 10,000 | 15,000 | 20,000 |
| Pretax income | 55,000 | 130,000 | 227,000 | 262,000 |
| Income tax | 14,000 | 34,000 | 60,000 | 81,000 |
| Net income | 41,000 | 96,000 | 167,000 | 181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,879,000 | 3,934,000 | 4,005,000 | 4,019,000 |
| Total capital | 4,056,000 | 4,119,000 | 4,192,000 | 4,197,000 |
| Risk-weighted assets | 14,115,000 | 14,719,000 | 14,873,000 | 14,199,000 |