Call reports 2019
NELSONVILLE HOME & SAVINGS — 2019
What NELSONVILLE HOME & SAVINGS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 30,368,000 | 30,616,000 | 30,689,000 | 31,136,000 |
| Total loans | 21,186,000 | 21,580,000 | 21,589,000 | 21,993,000 |
| Allowance for loan losses | 221,000 | 226,000 | 231,000 | 236,000 |
| Securities available for sale | 11,000 | 8,000 | 313,000 | 10,000 |
| Securities held to maturity | 1,303,000 | 1,303,000 | 1,003,000 | 1,002,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,689,000 | 26,866,000 | 26,827,000 | 27,231,000 |
| Interest-bearing deposits | 25,188,000 | 25,406,000 | 25,121,000 | 25,596,000 |
| Noninterest-bearing deposits | 1,501,000 | 1,460,000 | 1,706,000 | 1,635,000 |
| Equity capital | 3,630,000 | 3,705,000 | 3,798,000 | 3,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 293,000 | 593,000 | 912,000 | 1,210,000 |
| Interest expense | 63,000 | 131,000 | 203,000 | 276,000 |
| Net interest income | 230,000 | 462,000 | 709,000 | 934,000 |
| Noninterest income | 10,000 | 18,000 | 27,000 | 37,000 |
| Noninterest expense | 173,000 | 313,000 | 443,000 | 585,000 |
| Provision for loan losses | 5,000 | 10,000 | 15,000 | 20,000 |
| Pretax income | 62,000 | 157,000 | 278,000 | 366,000 |
| Income tax | 16,000 | 36,000 | 64,000 | 86,000 |
| Net income | 46,000 | 121,000 | 214,000 | 280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,630,000 | 3,705,000 | 3,798,000 | 3,864,000 |
| Total capital | 3,805,000 | 3,883,000 | 3,975,000 | 4,043,000 |
| Risk-weighted assets | 13,949,000 | 14,205,000 | 14,127,000 | 14,250,000 |