Call reports 2018
NELSONVILLE HOME & SAVINGS — 2018
What NELSONVILLE HOME & SAVINGS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 29,347,000 | 29,327,000 | 29,270,000 | 29,843,000 |
| Total loans | 21,761,000 | 21,497,000 | 21,088,000 | 21,052,000 |
| Allowance for loan losses | 201,000 | 206,000 | 211,000 | 216,000 |
| Securities available for sale | 9,000 | 5,000 | 9,000 | 8,000 |
| Securities held to maturity | 1,305,000 | 1,304,000 | 1,304,000 | 1,304,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,950,000 | 25,821,000 | 25,693,000 | 26,194,000 |
| Interest-bearing deposits | 24,719,000 | 24,570,000 | 24,562,000 | 24,932,000 |
| Noninterest-bearing deposits | 1,231,000 | 1,251,000 | 1,131,000 | 1,262,000 |
| Equity capital | 3,361,000 | 3,443,000 | 3,529,000 | 3,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 271,000 | 552,000 | 832,000 | 1,124,000 |
| Interest expense | 47,000 | 91,000 | 141,000 | 200,000 |
| Net interest income | 224,000 | 461,000 | 691,000 | 924,000 |
| Noninterest income | 9,000 | 16,000 | 25,000 | 36,000 |
| Noninterest expense | 170,000 | 302,000 | 430,000 | 560,000 |
| Provision for loan losses | 5,000 | 10,000 | 15,000 | 20,000 |
| Pretax income | 58,000 | 165,000 | 271,000 | 380,000 |
| Income tax | 14,000 | 39,000 | 59,000 | 87,000 |
| Net income | 44,000 | 126,000 | 212,000 | 293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,361,000 | 3,443,000 | 3,529,000 | 3,610,000 |
| Total capital | 3,540,000 | 3,620,000 | 3,703,000 | 3,785,000 |
| Risk-weighted assets | 14,278,000 | 14,141,000 | 13,882,000 | 13,926,000 |