Call reports 2017
NELSONVILLE HOME & SAVINGS — 2017
What NELSONVILLE HOME & SAVINGS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 27,823,000 | 28,905,000 | 29,141,000 | 28,332,000 |
| Total loans | 20,637,000 | 20,768,000 | 21,184,000 | 21,211,000 |
| Allowance for loan losses | 181,000 | 186,000 | 191,000 | 196,000 |
| Securities available for sale | 3,000 | 4,000 | 107,000 | 4,000 |
| Securities held to maturity | 1,306,000 | 1,306,000 | 1,305,000 | 1,305,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,602,000 | 25,638,000 | 25,812,000 | 24,962,000 |
| Interest-bearing deposits | 23,759,000 | 24,655,000 | 24,801,000 | 24,088,000 |
| Noninterest-bearing deposits | 843,000 | 983,000 | 1,011,000 | 874,000 |
| Equity capital | 3,163,000 | 3,224,000 | 3,288,000 | 3,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 256,000 | 513,000 | 777,000 | 1,044,000 |
| Interest expense | 41,000 | 82,000 | 126,000 | 171,000 |
| Net interest income | 215,000 | 431,000 | 651,000 | 873,000 |
| Noninterest income | 9,000 | 17,000 | 24,000 | 33,000 |
| Noninterest expense | 154,000 | 278,000 | 403,000 | 535,000 |
| Provision for loan losses | 5,000 | 10,000 | 15,000 | 20,000 |
| Pretax income | 65,000 | 160,000 | 257,000 | 351,000 |
| Income tax | 23,000 | 57,000 | 90,000 | 131,000 |
| Net income | 42,000 | 103,000 | 167,000 | 220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,163,000 | 3,224,000 | 3,288,000 | 3,341,000 |
| Total capital | 3,332,000 | 3,393,000 | 3,459,000 | 3,512,000 |
| Risk-weighted assets | 13,483,000 | 13,511,000 | 13,697,000 | 13,626,000 |