Call reports 2016
NELSONVILLE HOME & SAVINGS — 2016
What NELSONVILLE HOME & SAVINGS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 27,754,000 | 28,101,000 | 27,344,000 | 26,705,000 |
| Total loans | 20,469,000 | 20,017,000 | 19,936,000 | 20,014,000 |
| Allowance for loan losses | 157,000 | 166,000 | 171,000 | 176,000 |
| Securities available for sale | 2,000 | 2,000 | 5,000 | 203,000 |
| Securities held to maturity | 1,508,000 | 1,508,000 | 1,507,000 | 1,307,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,752,000 | 25,036,000 | 24,210,000 | 23,534,000 |
| Interest-bearing deposits | 23,975,000 | 24,241,000 | 23,558,000 | 22,826,000 |
| Noninterest-bearing deposits | 777,000 | 795,000 | 652,000 | 708,000 |
| Equity capital | 2,972,000 | 3,037,000 | 3,099,000 | 3,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 250,000 | 498,000 | 748,000 | 987,000 |
| Interest expense | 38,000 | 77,000 | 117,000 | 156,000 |
| Net interest income | 212,000 | 421,000 | 631,000 | 831,000 |
| Noninterest income | 8,000 | 14,000 | 24,000 | 35,000 |
| Noninterest expense | 150,000 | 264,000 | 386,000 | 518,000 |
| Provision for loan losses | 5,000 | 10,000 | 15,000 | 20,000 |
| Pretax income | 65,000 | 161,000 | 254,000 | 328,000 |
| Income tax | 27,000 | 58,000 | 89,000 | 117,000 |
| Net income | 38,000 | 103,000 | 165,000 | 211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,972,000 | 3,037,000 | 3,099,000 | 3,145,000 |
| Total capital | 3,129,000 | 3,199,000 | 3,262,000 | 3,308,000 |
| Risk-weighted assets | 13,192,000 | 12,954,000 | 13,158,000 | 13,017,000 |