Call reports 2015
NELSONVILLE HOME & SAVINGS — 2015
What NELSONVILLE HOME & SAVINGS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 26,624,000 | 27,032,000 | 27,279,000 | 27,392,000 |
| Total loans | 20,419,000 | 20,405,000 | 20,405,000 | 20,427,000 |
| Allowance for loan losses | 139,000 | 142,000 | 147,000 | 152,000 |
| Securities available for sale | 3,000 | 702,000 | 31,000 | 1,000 |
| Securities held to maturity | 1,835,000 | 1,335,000 | 1,509,000 | 1,509,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,806,000 | 24,175,000 | 24,341,000 | 24,411,000 |
| Interest-bearing deposits | 23,129,000 | 23,515,000 | 23,580,000 | 23,603,000 |
| Noninterest-bearing deposits | 677,000 | 660,000 | 761,000 | 808,000 |
| Equity capital | 2,772,000 | 2,832,000 | 2,899,000 | 2,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 249,000 | 497,000 | 747,000 | 996,000 |
| Interest expense | 39,000 | 78,000 | 117,000 | 155,000 |
| Net interest income | 210,000 | 419,000 | 630,000 | 841,000 |
| Noninterest income | 7,000 | 15,000 | 24,000 | 34,000 |
| Noninterest expense | 144,000 | 262,000 | 375,000 | 498,000 |
| Provision for loan losses | 5,000 | 10,000 | 15,000 | 20,000 |
| Pretax income | 68,000 | 162,000 | 264,000 | 357,000 |
| Income tax | 16,000 | 50,000 | 85,000 | 119,000 |
| Net income | 52,000 | 112,000 | 179,000 | 238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,772,000 | 2,832,000 | 2,899,000 | 2,958,000 |
| Total capital | 2,911,000 | 2,974,000 | 3,046,000 | 3,110,000 |
| Risk-weighted assets | 13,100,000 | 13,280,000 | 13,023,000 | 13,109,000 |