Call reports 2026
CROSSROADS BANK — 2026
What CROSSROADS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 239,757,000 | 234,740,000 |
| Total loans | 140,248,000 | 141,587,000 |
| Allowance for loan losses | 1,400,000 | 1,466,000 |
| Securities available for sale | 54,647,000 | 56,145,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 200,935,000 | 195,000,000 |
| Interest-bearing deposits | 170,704,000 | 165,911,000 |
| Noninterest-bearing deposits | 30,231,000 | 29,089,000 |
| Equity capital | 31,928,000 | 33,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,675,000 | 5,466,000 |
| Interest expense | 930,000 | 1,868,000 |
| Net interest income | 1,745,000 | 3,598,000 |
| Noninterest income | 170,000 | 349,000 |
| Noninterest expense | 945,000 | 1,854,000 |
| Provision for loan losses | -144,000 | -78,000 |
| Pretax income | 1,114,000 | 2,171,000 |
| Income tax | 232,000 | 521,000 |
| Net income | 882,000 | 1,650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 37,423,000 | 38,051,000 |