Call reports 2022
CROSSROADS BANK — 2022
What CROSSROADS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 225,269,000 | 211,740,000 | 213,095,000 | 214,866,000 |
| Total loans | 133,028,000 | 133,062,000 | 136,386,000 | 135,924,000 |
| Allowance for loan losses | 1,225,000 | 1,227,000 | 1,226,000 | 1,226,000 |
| Securities available for sale | 63,926,000 | 60,395,000 | 57,119,000 | 57,845,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,144,000 | 186,070,000 | 183,730,000 | 189,170,000 |
| Interest-bearing deposits | 159,188,000 | 151,908,000 | 151,211,000 | 154,459,000 |
| Noninterest-bearing deposits | 32,956,000 | 34,162,000 | 32,519,000 | 34,711,000 |
| Equity capital | 27,228,000 | 24,757,000 | 23,561,000 | 24,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,643,000 | 3,380,000 | 5,168,000 | 7,013,000 |
| Interest expense | 227,000 | 438,000 | 682,000 | 1,059,000 |
| Net interest income | 1,416,000 | 2,942,000 | 4,486,000 | 5,954,000 |
| Noninterest income | 179,000 | 369,000 | 562,000 | 777,000 |
| Noninterest expense | 786,000 | 1,522,000 | 2,251,000 | 2,989,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 810,000 | 1,790,000 | 2,798,000 | 3,743,000 |
| Income tax | 161,000 | 333,000 | 527,000 | 774,000 |
| Net income | 649,000 | 1,457,000 | 2,271,000 | 2,969,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,834,000 | 30,481,000 | 31,295,000 | 31,408,000 |
| Total capital | 31,060,000 | — | — | 32,634,000 |
| Risk-weighted assets | 165,818,000 | — | — | 173,123,000 |