Call reports 2018
CROSSROADS BANK — 2018
What CROSSROADS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 165,227,000 | 162,622,000 | 165,449,000 | 167,266,000 |
| Total loans | 120,158,000 | 116,094,000 | 122,654,000 | 124,089,000 |
| Allowance for loan losses | 1,085,000 | 1,086,000 | 1,086,000 | 1,085,000 |
| Securities available for sale | 31,058,000 | 33,010,000 | 32,024,000 | 31,604,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,275,000 | 139,411,000 | 138,022,000 | 139,202,000 |
| Interest-bearing deposits | 121,127,000 | 120,783,000 | 119,725,000 | 120,456,000 |
| Noninterest-bearing deposits | 21,148,000 | 18,628,000 | 18,297,000 | 18,746,000 |
| Equity capital | 21,987,000 | 22,335,000 | 22,778,000 | 23,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,387,000 | 2,869,000 | 4,399,000 | 5,990,000 |
| Interest expense | 257,000 | 529,000 | 815,000 | 1,157,000 |
| Net interest income | 1,130,000 | 2,340,000 | 3,584,000 | 4,833,000 |
| Noninterest income | 183,000 | 358,000 | 543,000 | 766,000 |
| Noninterest expense | 685,000 | 1,357,000 | 2,046,000 | 2,712,000 |
| Provision for loan losses | -11,000 | -11,000 | -11,000 | -14,000 |
| Pretax income | 642,000 | 1,355,000 | 2,095,000 | 2,903,000 |
| Income tax | 159,000 | 338,000 | 514,000 | 707,000 |
| Net income | 483,000 | 1,017,000 | 1,581,000 | 2,196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,339,000 | 22,730,000 | 23,294,000 | 23,393,000 |
| Total capital | 23,424,000 | 23,816,000 | 24,380,000 | 24,478,000 |
| Risk-weighted assets | 136,131,000 | 131,333,000 | 137,721,000 | 139,162,000 |