Call reports 2017
CROSSROADS BANK — 2017
What CROSSROADS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 166,416,000 | 161,376,000 | 160,908,000 | 161,723,000 |
| Total loans | 122,137,000 | 123,964,000 | 121,894,000 | 120,436,000 |
| Allowance for loan losses | 1,033,000 | 1,094,000 | 957,000 | 1,085,000 |
| Securities available for sale | 22,915,000 | 26,469,000 | 25,335,000 | 28,048,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,506,000 | 136,232,000 | 135,469,000 | 136,632,000 |
| Interest-bearing deposits | 120,655,000 | 118,933,000 | 117,468,000 | 117,535,000 |
| Noninterest-bearing deposits | 20,851,000 | 17,299,000 | 18,001,000 | 19,097,000 |
| Equity capital | 21,443,000 | 21,806,000 | 22,176,000 | 21,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,390,000 | 2,831,000 | 4,273,000 | 5,764,000 |
| Interest expense | 240,000 | 490,000 | 737,000 | 997,000 |
| Net interest income | 1,150,000 | 2,341,000 | 3,536,000 | 4,767,000 |
| Noninterest income | 201,000 | 389,000 | 581,000 | 819,000 |
| Noninterest expense | 704,000 | 1,392,000 | 2,106,000 | 2,777,000 |
| Provision for loan losses | 20,000 | 80,000 | 140,000 | 494,000 |
| Pretax income | 627,000 | 1,258,000 | 1,877,000 | 2,329,000 |
| Income tax | 239,000 | 450,000 | 652,000 | 848,000 |
| Net income | 388,000 | 808,000 | 1,225,000 | 1,481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,392,000 | 21,668,000 | 22,085,000 | 21,856,000 |
| Total capital | 22,425,000 | 22,762,000 | 23,042,000 | 22,941,000 |
| Risk-weighted assets | 130,549,000 | 134,646,000 | 133,280,000 | 133,667,000 |