Call reports 2008
CROSSROADS BANK — 2008
What CROSSROADS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 105,165,000 | 103,075,000 | 106,120,000 | 116,279,000 |
| Total loans | 63,416,000 | 66,554,000 | 73,355,000 | 79,641,000 |
| Allowance for loan losses | 558,000 | 558,000 | 558,000 | 565,000 |
| Securities available for sale | 28,248,000 | 27,582,000 | 25,726,000 | 26,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,027,000 | 85,489,000 | 86,582,000 | 98,224,000 |
| Interest-bearing deposits | 72,816,000 | 73,101,000 | 74,497,000 | 85,704,000 |
| Noninterest-bearing deposits | 13,211,000 | 12,388,000 | 12,085,000 | 12,520,000 |
| Equity capital | 14,246,000 | 13,957,000 | 14,244,000 | 14,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,440,000 | 2,824,000 | 4,237,000 | 5,693,000 |
| Interest expense | 570,000 | 1,097,000 | 1,631,000 | 2,189,000 |
| Net interest income | 870,000 | 1,727,000 | 2,606,000 | 3,504,000 |
| Noninterest income | 150,000 | 301,000 | 449,000 | 638,000 |
| Noninterest expense | 599,000 | 1,193,000 | 1,810,000 | 2,440,000 |
| Provision for loan losses | 0 | 0 | 0 | 7,000 |
| Pretax income | 422,000 | 836,000 | 1,246,000 | 1,696,000 |
| Income tax | 129,000 | 260,000 | 388,000 | 535,000 |
| Net income | 293,000 | 576,000 | 858,000 | 1,161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,738,000 | 13,911,000 | 14,170,000 | 14,053,000 |
| Total capital | 14,296,000 | 14,469,000 | 14,728,000 | 14,618,000 |
| Risk-weighted assets | 72,563,000 | 76,311,000 | 80,591,000 | 86,720,000 |
Machine access — free, no API key
Every figure shown here about CROSSROADS BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.