Call reports 2015
BANK OF LITTLE ROCK — 2015
What BANK OF LITTLE ROCK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 203,737,000 | 206,571,000 | 198,574,000 | 205,378,000 |
| Total loans | 112,794,000 | 113,540,000 | 108,000,000 | 110,058,000 |
| Allowance for loan losses | 1,860,000 | 1,828,000 | 1,857,000 | 1,780,000 |
| Securities available for sale | 4,998,000 | 3,951,000 | 1,978,000 | 4,451,000 |
| Securities held to maturity | 68,117,000 | 68,475,000 | 67,469,000 | 67,856,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,205,000 | 177,798,000 | 175,219,000 | 182,386,000 |
| Interest-bearing deposits | 151,034,000 | 151,309,000 | 150,726,000 | 156,104,000 |
| Noninterest-bearing deposits | 24,170,000 | 26,489,000 | 24,493,000 | 26,283,000 |
| Equity capital | 20,737,000 | 21,084,000 | 21,411,000 | 21,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,066,000 | 4,261,000 | 6,405,000 | 8,449,000 |
| Interest expense | 256,000 | 525,000 | 787,000 | 1,045,000 |
| Net interest income | 1,810,000 | 3,736,000 | 5,618,000 | 7,404,000 |
| Noninterest income | 1,948,000 | 4,504,000 | 7,056,000 | 9,496,000 |
| Noninterest expense | 3,308,000 | 7,135,000 | 11,042,000 | 14,542,000 |
| Provision for loan losses | 113,000 | 204,000 | 296,000 | 388,000 |
| Pretax income | 337,000 | 901,000 | 1,336,000 | 1,970,000 |
| Income tax | 88,000 | 275,000 | 400,000 | 595,000 |
| Net income | 249,000 | 626,000 | 936,000 | 1,375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,535,000 | 20,910,000 | 21,219,000 | 21,658,000 |
| Total capital | 22,018,000 | 22,605,000 | 22,935,000 | 23,438,000 |
| Risk-weighted assets | 138,663,000 | 135,441,000 | 137,137,000 | 144,546,000 |