Call reports 2014
BANK OF LITTLE ROCK — 2014
What BANK OF LITTLE ROCK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 199,485,000 | 200,534,000 | 213,036,000 | 201,390,000 |
| Total loans | 111,234,000 | 107,865,000 | 102,413,000 | 106,475,000 |
| Allowance for loan losses | 2,507,000 | 2,486,000 | 1,803,000 | 1,773,000 |
| Securities available for sale | 1,919,000 | 974,000 | 6,053,000 | 5,969,000 |
| Securities held to maturity | 67,023,000 | 66,868,000 | 67,324,000 | 67,697,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,600,000 | 178,899,000 | 191,131,000 | 175,573,000 |
| Interest-bearing deposits | 155,368,000 | 153,405,000 | 166,181,000 | 153,705,000 |
| Noninterest-bearing deposits | 23,232,000 | 25,495,000 | 24,950,000 | 21,868,000 |
| Equity capital | 19,805,000 | 20,431,000 | 20,740,000 | 20,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,332,000 | 4,470,000 | 6,608,000 | 8,757,000 |
| Interest expense | 292,000 | 569,000 | 848,000 | 1,113,000 |
| Net interest income | 2,040,000 | 3,901,000 | 5,760,000 | 7,644,000 |
| Noninterest income | 902,000 | 2,551,000 | 3,930,000 | 5,376,000 |
| Noninterest expense | 2,349,000 | 4,985,000 | 7,668,000 | 10,500,000 |
| Provision for loan losses | 63,000 | 127,000 | 191,000 | 255,000 |
| Pretax income | 530,000 | 1,340,000 | 1,831,000 | 2,265,000 |
| Income tax | 98,000 | 318,000 | 468,000 | 700,000 |
| Net income | 432,000 | 1,022,000 | 1,363,000 | 1,565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,706,000 | 20,296,000 | 20,606,000 | 20,808,000 |
| Total capital | 21,389,000 | 21,944,000 | 22,250,000 | 22,451,000 |
| Risk-weighted assets | 133,817,000 | 131,021,000 | 131,347,000 | 131,275,000 |