Call reports 2016
TIAA-CREF TRUST COMPANY FSB — 2016
What TIAA-CREF TRUST COMPANY FSB reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 3,664,003,000 | 4,025,212,000 | 4,303,923,000 | 4,518,183,000 |
| Total loans | 2,907,291,000 | 3,293,002,000 | 3,459,008,000 | 3,552,940,000 |
| Allowance for loan losses | 32,914,000 | 38,193,000 | 37,244,000 | 36,622,000 |
| Securities available for sale | 640,125,000 | 621,492,000 | 705,520,000 | 777,675,000 |
| Securities held to maturity | 5,024,000 | 5,023,000 | 5,021,000 | 5,020,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,674,199,000 | 2,805,887,000 | 3,362,515,000 | 3,633,560,000 |
| Interest-bearing deposits | 2,673,480,000 | 2,805,520,000 | 3,362,428,000 | 3,633,242,000 |
| Noninterest-bearing deposits | 719,000 | 367,000 | 87,000 | 318,000 |
| Equity capital | 476,479,000 | 502,074,000 | 540,062,000 | 561,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 22,541,000 | 46,631,000 | 73,115,000 | 101,644,000 |
| Interest expense | 5,117,000 | 10,554,000 | 16,641,000 | 22,933,000 |
| Net interest income | 17,424,000 | 36,077,000 | 56,474,000 | 78,711,000 |
| Noninterest income | 33,235,000 | 68,939,000 | 107,092,000 | 146,519,000 |
| Noninterest expense | 51,029,000 | 106,782,000 | 163,068,000 | 210,653,000 |
| Provision for loan losses | 5,496,000 | 10,810,000 | 9,862,000 | 9,240,000 |
| Pretax income | -6,062,000 | -12,662,000 | -9,386,000 | 5,315,000 |
| Income tax | -2,122,000 | -4,432,000 | -3,285,000 | 835,000 |
| Net income | -3,940,000 | -8,230,000 | -6,101,000 | 4,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 475,367,000 | 501,077,000 | 539,206,000 | 569,787,000 |
| Total capital | 502,219,000 | 531,689,000 | 571,549,000 | 603,751,000 |
| Risk-weighted assets | 2,141,946,000 | 2,440,351,000 | 2,582,509,000 | 2,714,498,000 |