Call reports 2015
TIAA-CREF TRUST COMPANY FSB — 2015
What TIAA-CREF TRUST COMPANY FSB reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,585,863,000 | 3,036,829,000 | 3,329,874,000 | 3,520,172,000 |
| Total loans | 1,567,435,000 | 1,846,564,000 | 2,187,978,000 | 2,540,490,000 |
| Allowance for loan losses | 19,512,000 | 21,024,000 | 22,586,000 | 27,418,000 |
| Securities available for sale | 834,347,000 | 876,919,000 | 940,606,000 | 804,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 5,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,721,109,000 | 2,108,967,000 | 2,359,356,000 | 2,548,192,000 |
| Interest-bearing deposits | 1,720,642,000 | 2,108,689,000 | 2,358,239,000 | 2,547,918,000 |
| Noninterest-bearing deposits | 467,000 | 278,000 | 1,117,000 | 274,000 |
| Equity capital | 350,839,000 | 364,831,000 | 402,684,000 | 447,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 12,503,000 | 26,277,000 | 42,682,000 | 64,099,000 |
| Interest expense | 4,190,000 | 8,614,000 | 13,205,000 | 17,947,000 |
| Net interest income | 8,313,000 | 17,663,000 | 29,477,000 | 46,152,000 |
| Noninterest income | 29,826,000 | 60,056,000 | 91,782,000 | 124,770,000 |
| Noninterest expense | 52,437,000 | 99,279,000 | 153,056,000 | 209,587,000 |
| Provision for loan losses | 2,525,000 | 4,183,000 | 5,254,000 | 10,085,000 |
| Pretax income | -16,752,000 | -25,485,000 | -37,989,000 | -50,124,000 |
| Income tax | -6,625,000 | -10,286,000 | -15,290,000 | -18,788,000 |
| Net income | -10,127,000 | -15,199,000 | -22,699,000 | -31,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 350,691,000 | 370,618,000 | 402,120,000 | 449,307,000 |
| Total capital | 365,970,000 | 388,478,000 | 424,706,000 | 474,909,000 |
| Risk-weighted assets | 1,217,817,000 | 1,425,130,000 | 1,813,618,000 | 2,046,140,000 |