Call reports 2019
TRANSCAPITAL BANK — 2019
What TRANSCAPITAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 204,606,000 | 203,957,000 | 208,456,000 |
| Total loans | 160,249,000 | 159,916,000 | 163,008,000 |
| Allowance for loan losses | 1,595,000 | 1,563,000 | 1,564,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 4,053,000 | 4,053,000 | 2,456,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 159,003,000 | 160,017,000 | 163,317,000 |
| Interest-bearing deposits | 150,187,000 | 150,805,000 | 154,568,000 |
| Noninterest-bearing deposits | 8,816,000 | 9,212,000 | 8,749,000 |
| Equity capital | 36,284,000 | 37,699,000 | 38,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 2,723,000 | 5,582,000 | 8,371,000 |
| Interest expense | 767,000 | 1,610,000 | 2,511,000 |
| Net interest income | 1,956,000 | 3,972,000 | 5,860,000 |
| Noninterest income | 58,000 | 402,000 | 493,000 |
| Noninterest expense | 970,000 | 1,915,000 | 2,691,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 1,044,000 | 2,459,000 | 3,662,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 1,044,000 | 2,459,000 | 3,662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 36,284,000 | 37,699,000 | 38,902,000 |
| Total capital | 37,884,000 | 39,267,000 | 40,471,000 |
| Risk-weighted assets | 155,380,000 | 156,572,000 | 158,792,000 |