Call reports 2017
TRANSCAPITAL BANK — 2017
What TRANSCAPITAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 189,327,000 | 188,144,000 | 198,744,000 | 202,848,000 |
| Total loans | 138,976,000 | 142,792,000 | 140,366,000 | 147,250,000 |
| Allowance for loan losses | 2,498,000 | 2,575,000 | 2,277,000 | 2,084,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,652,000 | 3,352,000 | 3,552,000 | 4,052,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,888,000 | 155,519,000 | 164,720,000 | 158,428,000 |
| Interest-bearing deposits | 149,676,000 | 145,903,000 | 154,736,000 | 150,150,000 |
| Noninterest-bearing deposits | 8,212,000 | 9,616,000 | 9,984,000 | 8,278,000 |
| Equity capital | 30,795,000 | 31,971,000 | 33,309,000 | 33,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,154,000 | 4,145,000 | 6,304,000 | 8,382,000 |
| Interest expense | 386,000 | 770,000 | 1,171,000 | 1,608,000 |
| Net interest income | 1,768,000 | 3,375,000 | 5,133,000 | 6,774,000 |
| Noninterest income | 86,000 | 637,000 | 781,000 | 837,000 |
| Noninterest expense | 868,000 | 1,850,000 | 2,714,000 | 3,581,000 |
| Provision for loan losses | 0 | 0 | -300,000 | -500,000 |
| Pretax income | 986,000 | 2,162,000 | 3,500,000 | 4,530,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 986,000 | 2,162,000 | 3,500,000 | 4,530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,795,000 | 31,971,000 | 33,309,000 | 33,839,000 |
| Total capital | 32,563,000 | 33,745,000 | 35,032,000 | 35,640,000 |
| Risk-weighted assets | 140,682,000 | 141,171,000 | 137,215,000 | 143,826,000 |