Call reports 2015
TRANSCAPITAL BANK — 2015
What TRANSCAPITAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 169,765,000 | 175,221,000 | 179,720,000 | 169,350,000 |
| Total loans | 113,592,000 | 118,422,000 | 123,919,000 | 122,822,000 |
| Allowance for loan losses | 3,023,000 | 3,016,000 | 3,023,000 | 3,030,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,823,000 | 3,872,000 | 4,671,000 | 5,469,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,502,000 | 147,213,000 | 150,626,000 | 140,045,000 |
| Interest-bearing deposits | 136,567,000 | 140,767,000 | 143,103,000 | 134,585,000 |
| Noninterest-bearing deposits | 5,935,000 | 6,446,000 | 7,523,000 | 5,460,000 |
| Equity capital | 26,049,000 | 26,769,000 | 27,798,000 | 28,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,773,000 | 3,443,000 | 5,329,000 | 7,057,000 |
| Interest expense | 298,000 | 618,000 | 955,000 | 1,279,000 |
| Net interest income | 1,475,000 | 2,825,000 | 4,374,000 | 5,778,000 |
| Noninterest income | 681,000 | 1,245,000 | 1,181,000 | 1,144,000 |
| Noninterest expense | 1,278,000 | 2,472,000 | 2,928,000 | 3,908,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 878,000 | 1,598,000 | 2,627,000 | 3,014,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 878,000 | 1,598,000 | 2,627,000 | 3,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,049,000 | 26,769,000 | 27,798,000 | 28,185,000 |
| Total capital | 27,622,000 | 28,375,000 | 29,442,000 | 29,851,000 |
| Risk-weighted assets | 124,394,000 | 127,072,000 | 130,148,000 | 131,936,000 |