Call report 2025Q4
CITIZENS BANK & TRUST — 2025Q4
The 22 measures CITIZENS BANK & TRUST reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 114,514,000 | USD | evidence → |
| Total loans | 53,447,000 | USD | evidence → |
| Allowance for loan losses | 565,000 | USD | evidence → |
| Securities available for sale | 45,477,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 100,344,000 | USD | evidence → |
| Interest-bearing deposits | 78,184,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,160,000 | USD | evidence → |
| Equity capital | 11,897,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,832,000 | USD | evidence → |
| Interest expense | 1,199,000 | USD | evidence → |
| Net interest income | 3,633,000 | USD | evidence → |
| Noninterest income | 405,000 | USD | evidence → |
| Noninterest expense | 2,696,000 | USD | evidence → |
| Provision for loan losses | 11,000 | USD | evidence → |
| Pretax income | 1,326,000 | USD | evidence → |
| Income tax | 3,000 | USD | evidence → |
| Net income | 1,323,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,445,000 | USD | evidence → |