Call report 2024Q4
CITIZENS BANK & TRUST — 2024Q4
The 22 measures CITIZENS BANK & TRUST reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 110,434,000 | USD | evidence → |
| Total loans | 53,059,000 | USD | evidence → |
| Allowance for loan losses | 576,000 | USD | evidence → |
| Securities available for sale | 46,261,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 97,836,000 | USD | evidence → |
| Interest-bearing deposits | 76,205,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,631,000 | USD | evidence → |
| Equity capital | 9,609,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,724,000 | USD | evidence → |
| Interest expense | 1,450,000 | USD | evidence → |
| Net interest income | 3,274,000 | USD | evidence → |
| Noninterest income | 390,000 | USD | evidence → |
| Noninterest expense | 2,568,000 | USD | evidence → |
| Provision for loan losses | 76,000 | USD | evidence → |
| Pretax income | 1,016,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,016,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,822,000 | USD | evidence → |