Call reports 2011
CITIZENS BANK & TRUST — 2011
What CITIZENS BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 81,405,000 | 79,869,000 | 78,708,000 | 86,881,000 |
| Total loans | 32,013,000 | 34,486,000 | 34,192,000 | 34,439,000 |
| Allowance for loan losses | 638,000 | 637,000 | 626,000 | 596,000 |
| Securities available for sale | 38,770,000 | 40,782,000 | 38,315,000 | 35,951,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,628,000 | 67,570,000 | 64,688,000 | 74,399,000 |
| Interest-bearing deposits | 59,617,000 | 57,822,000 | 54,361,000 | 62,564,000 |
| Noninterest-bearing deposits | 10,011,000 | 9,748,000 | 10,327,000 | 11,835,000 |
| Equity capital | 8,009,000 | 8,891,000 | 9,533,000 | 9,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 737,000 | 1,534,000 | 2,333,000 | 3,097,000 |
| Interest expense | 145,000 | 274,000 | 391,000 | 493,000 |
| Net interest income | 592,000 | 1,260,000 | 1,942,000 | 2,604,000 |
| Noninterest income | 124,000 | 265,000 | 420,000 | 557,000 |
| Noninterest expense | 479,000 | 957,000 | 1,427,000 | 1,922,000 |
| Provision for loan losses | 0 | 0 | 0 | 8,000 |
| Pretax income | 237,000 | 568,000 | 935,000 | 1,231,000 |
| Income tax | 11,000 | 11,000 | 10,000 | 11,000 |
| Net income | 226,000 | 557,000 | 925,000 | 1,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,671,000 | 7,902,000 | 8,170,000 | 8,165,000 |
| Total capital | 8,191,000 | 8,437,000 | 8,703,000 | 8,716,000 |
| Risk-weighted assets | 41,470,000 | 42,679,000 | 42,515,000 | 44,045,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS BANK & TRUST — 2011 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.