Call reports 2007
CITIZENS BANK & TRUST — 2007
What CITIZENS BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 57,979,000 | 56,789,000 | 56,878,000 | 59,289,000 |
| Total loans | 33,712,000 | 35,193,000 | 35,274,000 | 36,509,000 |
| Allowance for loan losses | 852,000 | 851,000 | 871,000 | 882,000 |
| Securities available for sale | 16,091,000 | 14,868,000 | 14,450,000 | 14,592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,430,000 | 49,115,000 | 48,850,000 | 51,298,000 |
| Interest-bearing deposits | 42,268,000 | 41,752,000 | 42,195,000 | 42,513,000 |
| Noninterest-bearing deposits | 8,162,000 | 7,362,000 | 6,655,000 | 8,786,000 |
| Equity capital | 6,411,000 | 6,501,000 | 6,787,000 | 6,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 893,000 | 1,810,000 | 2,715,000 | 3,625,000 |
| Interest expense | 348,000 | 715,000 | 1,084,000 | 1,445,000 |
| Net interest income | 545,000 | 1,095,000 | 1,631,000 | 2,180,000 |
| Noninterest income | 170,000 | 377,000 | 557,000 | 751,000 |
| Noninterest expense | 423,000 | 837,000 | 1,255,000 | 1,656,000 |
| Provision for loan losses | 23,000 | 46,000 | 70,000 | 93,000 |
| Pretax income | 269,000 | 589,000 | 863,000 | 1,191,000 |
| Income tax | 0 | 0 | 0 | 13,000 |
| Net income | 269,000 | 589,000 | 863,000 | 1,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,356,000 | 6,577,000 | 6,753,000 | 6,770,000 |
| Total capital | 6,827,000 | 7,067,000 | 7,255,000 | 7,292,000 |
| Risk-weighted assets | 37,933,000 | 39,373,000 | 39,768,000 | 41,432,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS BANK & TRUST — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.