Call reports 2006
CITIZENS BANK & TRUST — 2006
What CITIZENS BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 54,190,000 | 51,538,000 | 52,508,000 | 57,948,000 |
| Total loans | 31,819,000 | 32,553,000 | 33,257,000 | 34,240,000 |
| Allowance for loan losses | 779,000 | 801,000 | 798,000 | 824,000 |
| Securities available for sale | 15,731,000 | 15,051,000 | 16,927,000 | 16,634,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,168,000 | 44,485,000 | 44,994,000 | 50,402,000 |
| Interest-bearing deposits | 39,664,000 | 37,581,000 | 38,292,000 | 42,531,000 |
| Noninterest-bearing deposits | 7,504,000 | 6,904,000 | 6,702,000 | 7,871,000 |
| Equity capital | 5,894,000 | 5,898,000 | 6,292,000 | 6,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 743,000 | 1,502,000 | 2,245,000 | 3,060,000 |
| Interest expense | 264,000 | 545,000 | 841,000 | 1,157,000 |
| Net interest income | 479,000 | 957,000 | 1,404,000 | 1,903,000 |
| Noninterest income | 156,000 | 352,000 | 532,000 | 725,000 |
| Noninterest expense | 367,000 | 753,000 | 1,122,000 | 1,516,000 |
| Provision for loan losses | 23,000 | 47,000 | 70,000 | 93,000 |
| Pretax income | 245,000 | 509,000 | 744,000 | 1,019,000 |
| Income tax | 0 | 13,000 | 13,000 | 19,000 |
| Net income | 245,000 | 496,000 | 731,000 | 1,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,925,000 | 6,077,000 | 6,215,000 | 6,285,000 |
| Total capital | 6,371,000 | 6,526,000 | 6,677,000 | 6,769,000 |
| Risk-weighted assets | 35,349,000 | 35,545,000 | 36,621,000 | 38,373,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS BANK & TRUST — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.