Call report 2014Q4
BANK OF RINGGOLD — 2014Q4
The 22 measures BANK OF RINGGOLD reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 63,989,000 | USD | evidence → |
| Total loans | 15,393,000 | USD | evidence → |
| Allowance for loan losses | 467,000 | USD | evidence → |
| Securities available for sale | 30,047,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 49,032,000 | USD | evidence → |
| Interest-bearing deposits | 32,802,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,230,000 | USD | evidence → |
| Equity capital | 9,749,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,495,000 | USD | evidence → |
| Interest expense | 115,000 | USD | evidence → |
| Net interest income | 1,380,000 | USD | evidence → |
| Noninterest income | 485,000 | USD | evidence → |
| Noninterest expense | 1,682,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 183,000 | USD | evidence → |
| Income tax | 169,000 | USD | evidence → |
| Net income | 14,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,849,000 | USD | evidence → |
| Total capital | 10,107,000 | USD | evidence → |
| Risk-weighted assets | 20,408,000 | USD | evidence → |
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