Call report 2012Q4
BANK OF RINGGOLD — 2012Q4
The 22 measures BANK OF RINGGOLD reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 66,920,000 | USD | evidence → |
| Total loans | 18,044,000 | USD | evidence → |
| Allowance for loan losses | 481,000 | USD | evidence → |
| Securities available for sale | 29,485,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 51,283,000 | USD | evidence → |
| Interest-bearing deposits | 34,496,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,787,000 | USD | evidence → |
| Equity capital | 9,756,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,751,000 | USD | evidence → |
| Interest expense | 136,000 | USD | evidence → |
| Net interest income | 1,615,000 | USD | evidence → |
| Noninterest income | 316,000 | USD | evidence → |
| Noninterest expense | 1,541,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 390,000 | USD | evidence → |
| Income tax | 149,000 | USD | evidence → |
| Net income | 241,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,808,000 | USD | evidence → |
| Total capital | 10,112,000 | USD | evidence → |
| Risk-weighted assets | 24,124,000 | USD | evidence → |
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