Call reports 2025
PRAIRIE COMMUNITY BANK — 2025
What PRAIRIE COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 181,239,000 | 186,209,000 | 192,486,000 | 188,462,000 |
| Total loans | 120,523,000 | 124,316,000 | 126,508,000 | 126,971,000 |
| Allowance for loan losses | 2,307,000 | 2,169,000 | 2,177,000 | 2,105,000 |
| Securities available for sale | 24,396,000 | 32,148,000 | 31,295,000 | 29,401,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,159,000 | 168,597,000 | 175,380,000 | 171,963,000 |
| Interest-bearing deposits | 118,107,000 | 123,492,000 | 125,090,000 | 126,563,000 |
| Noninterest-bearing deposits | 45,052,000 | 45,105,000 | 50,290,000 | 45,400,000 |
| Equity capital | 13,696,000 | 14,134,000 | 14,656,000 | 15,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,215,000 | 4,581,000 | 7,068,000 | 9,537,000 |
| Interest expense | 589,000 | 1,260,000 | 1,937,000 | 2,582,000 |
| Net interest income | 1,626,000 | 3,321,000 | 5,131,000 | 6,955,000 |
| Noninterest income | 164,000 | 326,000 | 507,000 | 639,000 |
| Noninterest expense | 1,550,000 | 3,101,000 | 4,732,000 | 6,350,000 |
| Provision for loan losses | -150,000 | -300,000 | -406,000 | -500,000 |
| Pretax income | 396,000 | 852,000 | 1,318,000 | 1,762,000 |
| Income tax | 112,000 | 241,000 | 370,000 | 495,000 |
| Net income | 284,000 | 611,000 | 948,000 | 1,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,413,000 | 15,821,000 | 16,087,000 | 16,493,000 |
| Total capital | 16,922,000 | 17,419,000 | 17,743,000 | 18,135,000 |
| Risk-weighted assets | 119,839,000 | 127,183,000 | 131,901,000 | 130,712,000 |