Call reports 2024
PRAIRIE COMMUNITY BANK — 2024
What PRAIRIE COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 161,565,000 | 167,279,000 | 173,442,000 | 169,967,000 |
| Total loans | 106,108,000 | 109,732,000 | 113,898,000 | 123,039,000 |
| Allowance for loan losses | 2,329,000 | 2,343,000 | 2,464,000 | 2,492,000 |
| Securities available for sale | 29,052,000 | 28,217,000 | 28,409,000 | 26,660,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,341,000 | 150,738,000 | 156,912,000 | 153,512,000 |
| Interest-bearing deposits | 105,645,000 | 111,673,000 | 117,323,000 | 111,609,000 |
| Noninterest-bearing deposits | 39,696,000 | 39,065,000 | 39,589,000 | 41,903,000 |
| Equity capital | 12,159,000 | 12,413,000 | 13,341,000 | 13,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,000,000 | 4,103,000 | 6,307,000 | 8,564,000 |
| Interest expense | 513,000 | 1,098,000 | 1,741,000 | 2,363,000 |
| Net interest income | 1,487,000 | 3,005,000 | 4,566,000 | 6,201,000 |
| Noninterest income | 168,000 | 347,000 | 510,000 | 692,000 |
| Noninterest expense | 1,381,000 | 2,799,000 | 4,259,000 | 5,749,000 |
| Provision for loan losses | 0 | 0 | 11,000 | 11,000 |
| Pretax income | 282,000 | 554,000 | 795,000 | 1,122,000 |
| Income tax | 77,000 | 152,000 | 217,000 | 307,000 |
| Net income | 205,000 | 402,000 | 578,000 | 815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,486,000 | 14,730,000 | 14,982,000 | 15,067,000 |
| Total capital | 15,838,000 | 16,121,000 | 16,435,000 | 16,605,000 |
| Risk-weighted assets | 107,160,000 | 110,275,000 | 115,177,000 | 122,010,000 |