Call reports 2023
PRAIRIE COMMUNITY BANK — 2023
What PRAIRIE COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 157,142,000 | 160,624,000 | 165,254,000 | 164,338,000 |
| Total loans | 98,265,000 | 99,772,000 | 102,989,000 | 105,700,000 |
| Allowance for loan losses | 2,090,000 | 2,090,000 | 2,290,000 | 2,298,000 |
| Securities available for sale | 32,314,000 | 31,737,000 | 28,823,000 | 29,062,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,512,000 | 144,745,000 | 149,669,000 | 147,472,000 |
| Interest-bearing deposits | 101,551,000 | 105,129,000 | 105,316,000 | 105,554,000 |
| Noninterest-bearing deposits | 39,961,000 | 39,616,000 | 44,353,000 | 41,918,000 |
| Equity capital | 11,790,000 | 11,869,000 | 11,589,000 | 12,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,798,000 | 3,666,000 | 5,648,000 | 7,680,000 |
| Interest expense | 234,000 | 557,000 | 952,000 | 1,425,000 |
| Net interest income | 1,564,000 | 3,109,000 | 4,696,000 | 6,255,000 |
| Noninterest income | 145,000 | 298,000 | 463,000 | 675,000 |
| Noninterest expense | 1,215,000 | 2,498,000 | 3,764,000 | 5,201,000 |
| Provision for loan losses | 0 | 0 | 200,000 | 200,000 |
| Pretax income | 549,000 | 965,000 | 1,251,000 | 1,585,000 |
| Income tax | 152,000 | 266,000 | 343,000 | 435,000 |
| Net income | 397,000 | 699,000 | 908,000 | 1,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,820,000 | 14,164,000 | 14,488,000 | 14,792,000 |
| Total capital | 15,077,000 | 15,434,000 | 15,828,000 | 16,146,000 |
| Risk-weighted assets | 99,746,000 | 100,726,000 | 106,203,000 | 107,319,000 |