Call reports 2022
PRAIRIE COMMUNITY BANK — 2022
What PRAIRIE COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 161,957,000 | 160,371,000 | 166,780,000 | 164,930,000 |
| Total loans | 97,725,000 | 93,744,000 | 92,520,000 | 96,647,000 |
| Allowance for loan losses | 1,803,000 | 1,878,000 | 1,904,000 | 1,931,000 |
| Securities available for sale | 28,535,000 | 28,726,000 | 29,170,000 | 32,466,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,536,000 | 145,020,000 | 151,781,000 | 149,935,000 |
| Interest-bearing deposits | 113,583,000 | 109,863,000 | 112,742,000 | 107,594,000 |
| Noninterest-bearing deposits | 31,953,000 | 35,157,000 | 39,039,000 | 42,341,000 |
| Equity capital | 12,485,000 | 11,871,000 | 11,452,000 | 11,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,313,000 | 2,580,000 | 4,050,000 | 5,763,000 |
| Interest expense | 70,000 | 137,000 | 230,000 | 410,000 |
| Net interest income | 1,243,000 | 2,443,000 | 3,820,000 | 5,353,000 |
| Noninterest income | 147,000 | 312,000 | 473,000 | 608,000 |
| Noninterest expense | 1,069,000 | 2,096,000 | 3,219,000 | 4,369,000 |
| Provision for loan losses | 0 | 75,000 | 100,000 | 125,000 |
| Pretax income | 321,000 | 584,000 | 974,000 | 1,467,000 |
| Income tax | 91,000 | 166,000 | 277,000 | 416,000 |
| Net income | 230,000 | 418,000 | 697,000 | 1,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,360,000 | 13,657,000 | 13,982,000 | 13,396,000 |
| Total capital | 14,615,000 | 14,874,000 | 15,240,000 | 14,662,000 |
| Risk-weighted assets | 99,747,000 | 96,661,000 | 100,010,000 | 100,584,000 |