Call reports 2021
PRAIRIE COMMUNITY BANK — 2021
What PRAIRIE COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 163,519,000 | 165,821,000 | 168,498,000 | 167,261,000 |
| Total loans | 110,884,000 | 109,487,000 | 109,721,000 | 103,184,000 |
| Allowance for loan losses | 4,854,000 | 4,854,000 | 3,689,000 | 1,803,000 |
| Securities available for sale | 9,566,000 | 17,430,000 | 22,017,000 | 27,653,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,070,000 | 149,143,000 | 151,649,000 | 148,261,000 |
| Interest-bearing deposits | 113,228,000 | 116,004,000 | 113,934,000 | 114,464,000 |
| Noninterest-bearing deposits | 33,842,000 | 33,140,000 | 37,715,000 | 33,797,000 |
| Equity capital | 12,983,000 | 13,263,000 | 13,417,000 | 13,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,275,000 | 2,522,000 | 3,853,000 | 5,189,000 |
| Interest expense | 114,000 | 205,000 | 291,000 | 372,000 |
| Net interest income | 1,161,000 | 2,317,000 | 3,562,000 | 4,817,000 |
| Noninterest income | 139,000 | 276,000 | 415,000 | 550,000 |
| Noninterest expense | 937,000 | 1,905,000 | 2,923,000 | 4,010,000 |
| Provision for loan losses | 1,120,000 | 1,120,000 | 1,120,000 | 1,120,000 |
| Pretax income | -757,000 | -432,000 | -66,000 | 237,000 |
| Income tax | -214,000 | -125,000 | -22,000 | 64,000 |
| Net income | -543,000 | -307,000 | -44,000 | 173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,802,000 | 13,216,000 | 13,257,000 | 13,043,000 |
| Total capital | 14,094,000 | 14,537,000 | 14,612,000 | 14,331,000 |
| Risk-weighted assets | 99,779,000 | 102,155,000 | 105,994,000 | 102,504,000 |