Call reports 2020
PRAIRIE COMMUNITY BANK — 2020
What PRAIRIE COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 127,842,000 | 146,620,000 | 157,381,000 | 153,097,000 |
| Total loans | 98,103,000 | 105,117,000 | 105,736,000 | 103,377,000 |
| Allowance for loan losses | 3,957,000 | 3,789,000 | 3,721,000 | 3,732,000 |
| Securities available for sale | 6,265,000 | 6,082,000 | 5,866,000 | 5,641,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,103,000 | 124,707,000 | 135,425,000 | 135,994,000 |
| Interest-bearing deposits | 90,474,000 | 97,739,000 | 104,578,000 | 107,143,000 |
| Noninterest-bearing deposits | 19,629,000 | 26,968,000 | 30,847,000 | 28,852,000 |
| Equity capital | 13,206,000 | 13,378,000 | 13,485,000 | 13,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,291,000 | 2,578,000 | 3,828,000 | 5,187,000 |
| Interest expense | 254,000 | 474,000 | 682,000 | 846,000 |
| Net interest income | 1,037,000 | 2,104,000 | 3,146,000 | 4,341,000 |
| Noninterest income | 132,000 | 240,000 | 396,000 | 577,000 |
| Noninterest expense | 948,000 | 1,919,000 | 2,981,000 | 4,066,000 |
| Provision for loan losses | 271,000 | 271,000 | 271,000 | 321,000 |
| Pretax income | -50,000 | 154,000 | 290,000 | 531,000 |
| Income tax | -15,000 | 42,000 | 80,000 | 147,000 |
| Net income | -35,000 | 112,000 | 210,000 | 384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,564,000 | 12,750,000 | 13,018,000 | 13,233,000 |
| Total capital | 13,797,000 | 13,918,000 | 14,202,000 | 14,464,000 |
| Risk-weighted assets | 95,865,000 | 90,773,000 | 92,173,000 | 95,959,000 |