Call reports 2019
PRAIRIE COMMUNITY BANK — 2019
What PRAIRIE COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 121,814,000 | 122,673,000 | 125,072,000 | 124,294,000 |
| Total loans | 90,582,000 | 95,518,000 | 96,136,000 | 96,593,000 |
| Allowance for loan losses | 1,724,000 | 1,812,000 | 3,582,000 | 3,688,000 |
| Securities available for sale | 7,998,000 | 7,530,000 | 7,104,000 | 6,694,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,268,000 | 106,880,000 | 109,283,000 | 108,614,000 |
| Interest-bearing deposits | 87,520,000 | 89,161,000 | 88,925,000 | 90,731,000 |
| Noninterest-bearing deposits | 18,748,000 | 17,719,000 | 20,357,000 | 17,883,000 |
| Equity capital | 14,080,000 | 14,323,000 | 13,272,000 | 13,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,363,000 | 2,744,000 | 4,121,000 | 5,455,000 |
| Interest expense | 218,000 | 470,000 | 746,000 | 1,021,000 |
| Net interest income | 1,145,000 | 2,274,000 | 3,375,000 | 4,434,000 |
| Noninterest income | 114,000 | 263,000 | 416,000 | 509,000 |
| Noninterest expense | 885,000 | 1,771,000 | 2,659,000 | 3,642,000 |
| Provision for loan losses | 68,000 | 216,000 | 2,086,000 | 2,408,000 |
| Pretax income | 306,000 | 550,000 | -954,000 | -1,107,000 |
| Income tax | 87,000 | 156,000 | -273,000 | -317,000 |
| Net income | 219,000 | 394,000 | -681,000 | -790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,347,000 | 13,628,000 | 12,630,000 | 12,533,000 |
| Total capital | 14,453,000 | 14,801,000 | 13,847,000 | 13,724,000 |
| Risk-weighted assets | 87,879,000 | 93,152,000 | 94,962,000 | 92,785,000 |