Call reports 2015
PRAIRIE COMMUNITY BANK — 2015
What PRAIRIE COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 103,000,000 | 101,531,000 | 104,681,000 | 107,137,000 |
| Total loans | 76,620,000 | 75,475,000 | 76,020,000 | 75,929,000 |
| Allowance for loan losses | 3,443,000 | 2,412,000 | 2,412,000 | 2,381,000 |
| Securities available for sale | 7,084,000 | 7,275,000 | 6,992,000 | 6,716,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,575,000 | 89,045,000 | 91,895,000 | 94,194,000 |
| Interest-bearing deposits | 75,969,000 | 74,839,000 | 77,217,000 | 78,986,000 |
| Noninterest-bearing deposits | 14,606,000 | 14,207,000 | 14,678,000 | 15,208,000 |
| Equity capital | 8,813,000 | 8,935,000 | 9,147,000 | 9,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,004,000 | 1,988,000 | 3,011,000 | 4,019,000 |
| Interest expense | 116,000 | 226,000 | 335,000 | 453,000 |
| Net interest income | 888,000 | 1,762,000 | 2,676,000 | 3,566,000 |
| Noninterest income | 140,000 | 309,000 | 475,000 | 564,000 |
| Noninterest expense | 895,000 | 1,728,000 | 2,590,000 | 3,424,000 |
| Provision for loan losses | 0 | 45,000 | 46,000 | 48,000 |
| Pretax income | 133,000 | 298,000 | 515,000 | 658,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 133,000 | 298,000 | 515,000 | 658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,462,000 | 8,627,000 | 8,842,000 | 8,987,000 |
| Total capital | 9,426,000 | 9,572,000 | 9,791,000 | 9,933,000 |
| Risk-weighted assets | 74,604,000 | 74,071,000 | 74,403,000 | 74,193,000 |