Call reports 2024
CENBANK — 2024
What CENBANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 80,727,000 | 80,922,000 | 78,045,000 | 82,014,000 |
| Total loans | 46,409,000 | 46,348,000 | 44,816,000 | 45,501,000 |
| Allowance for loan losses | 563,000 | 561,000 | 562,000 | 562,000 |
| Securities available for sale | 9,980,000 | 10,248,000 | 12,824,000 | 13,793,000 |
| Securities held to maturity | 15,816,000 | 12,798,000 | 13,626,000 | 12,611,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,132,000 | 74,400,000 | 71,359,000 | 75,546,000 |
| Interest-bearing deposits | 53,293,000 | 52,631,000 | 51,756,000 | 54,489,000 |
| Noninterest-bearing deposits | 20,839,000 | 21,769,000 | 19,603,000 | 21,057,000 |
| Equity capital | 6,234,000 | 6,179,000 | 6,232,000 | 6,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 923,000 | 1,881,000 | 2,822,000 | 3,748,000 |
| Interest expense | 182,000 | 382,000 | 590,000 | 810,000 |
| Net interest income | 741,000 | 1,499,000 | 2,232,000 | 2,938,000 |
| Noninterest income | 57,000 | 120,000 | 175,000 | 236,000 |
| Noninterest expense | 519,000 | 1,053,000 | 1,598,000 | 2,310,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 279,000 | 566,000 | 809,000 | 864,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 279,000 | 566,000 | 809,000 | 864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,346,000 | 6,266,000 | 6,218,000 | 6,073,000 |
| Total capital | 6,909,000 | 6,827,000 | 6,780,000 | 6,635,000 |
| Risk-weighted assets | 51,051,000 | 50,377,000 | 49,437,000 | 49,606,000 |