Call reports 2023
CENBANK — 2023
What CENBANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 83,059,000 | 81,481,000 | 76,895,000 | 81,032,000 |
| Total loans | 54,489,000 | 52,551,000 | 51,400,000 | 51,259,000 |
| Allowance for loan losses | 581,000 | 578,000 | 578,000 | 578,000 |
| Securities available for sale | 2,991,000 | 2,981,000 | 2,998,000 | 3,056,000 |
| Securities held to maturity | 21,167,000 | 19,148,000 | 19,129,000 | 16,110,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,521,000 | 75,244,000 | 70,512,000 | 74,599,000 |
| Interest-bearing deposits | 53,840,000 | 53,725,000 | 52,324,000 | 53,861,000 |
| Noninterest-bearing deposits | 19,681,000 | 21,519,000 | 18,188,000 | 20,738,000 |
| Equity capital | 6,067,000 | 6,015,000 | 6,049,000 | 6,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 794,000 | 1,599,000 | 2,424,000 | 3,269,000 |
| Interest expense | 88,000 | 234,000 | 375,000 | 531,000 |
| Net interest income | 706,000 | 1,365,000 | 2,049,000 | 2,738,000 |
| Noninterest income | 50,000 | 105,000 | 167,000 | 228,000 |
| Noninterest expense | 519,000 | 1,048,000 | 1,576,000 | 2,235,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 237,000 | 422,000 | 640,000 | 731,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 237,000 | 422,000 | 640,000 | 731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,247,000 | 6,205,000 | 6,220,000 | 6,212,000 |
| Total capital | 6,828,000 | 6,783,000 | 6,798,000 | 6,790,000 |
| Risk-weighted assets | 59,364,000 | 57,666,000 | 55,867,000 | 54,557,000 |