Call reports 2022
CENBANK — 2022
What CENBANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 89,502,000 | 88,439,000 | 86,649,000 | 87,488,000 |
| Total loans | 51,616,000 | 55,554,000 | 55,981,000 | 56,968,000 |
| Allowance for loan losses | 598,000 | 598,000 | 597,000 | 597,000 |
| Securities available for sale | 6,075,000 | 6,043,000 | 5,928,000 | 2,991,000 |
| Securities held to maturity | 18,164,000 | 21,094,000 | 21,206,000 | 21,186,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,158,000 | 81,960,000 | 78,108,000 | 81,310,000 |
| Interest-bearing deposits | 62,845,000 | 57,872,000 | 55,096,000 | 56,321,000 |
| Noninterest-bearing deposits | 20,313,000 | 24,088,000 | 23,012,000 | 24,989,000 |
| Equity capital | 5,738,000 | 5,872,000 | 5,925,000 | 6,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 648,000 | 1,356,000 | 2,098,000 | 2,857,000 |
| Interest expense | 20,000 | 39,000 | 60,000 | 92,000 |
| Net interest income | 628,000 | 1,317,000 | 2,038,000 | 2,765,000 |
| Noninterest income | 52,000 | 104,000 | 157,000 | 207,000 |
| Noninterest expense | 511,000 | 1,019,000 | 1,495,000 | 2,150,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 169,000 | 402,000 | 700,000 | 815,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 169,000 | 402,000 | 700,000 | 815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,876,000 | 6,042,000 | 6,171,000 | 6,287,000 |
| Total capital | 6,474,000 | 6,640,000 | 6,768,000 | 6,884,000 |
| Risk-weighted assets | 57,447,000 | 60,940,000 | 62,201,000 | 61,301,000 |