Call reports 2021
CENBANK — 2021
What CENBANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 78,476,000 | 79,894,000 | 78,241,000 | 83,785,000 |
| Total loans | 54,392,000 | 52,624,000 | 51,287,000 | 52,214,000 |
| Allowance for loan losses | 598,000 | 598,000 | 598,000 | 598,000 |
| Securities available for sale | 9,703,000 | 6,697,000 | 8,691,000 | 9,678,000 |
| Securities held to maturity | 6,493,000 | 9,559,000 | 14,375,000 | 15,197,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,206,000 | 73,667,000 | 72,039,000 | 77,647,000 |
| Interest-bearing deposits | 55,909,000 | 55,992,000 | 55,298,000 | 58,255,000 |
| Noninterest-bearing deposits | 16,297,000 | 17,675,000 | 16,741,000 | 19,392,000 |
| Equity capital | 5,742,000 | 5,775,000 | 5,741,000 | 5,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,003,000 | 1,868,000 | 2,500,000 | 3,138,000 |
| Interest expense | 44,000 | 77,000 | 101,000 | 121,000 |
| Net interest income | 959,000 | 1,791,000 | 2,399,000 | 3,017,000 |
| Noninterest income | 44,000 | 86,000 | 137,000 | 186,000 |
| Noninterest expense | 549,000 | 1,072,000 | 1,601,000 | 2,288,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 454,000 | 805,000 | 935,000 | 915,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 454,000 | 805,000 | 935,000 | 915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,721,000 | 5,756,000 | 5,727,000 | 5,707,000 |
| Total capital | 6,319,000 | 6,354,000 | 6,325,000 | 6,305,000 |
| Risk-weighted assets | 55,698,000 | 54,809,000 | 56,338,000 | 58,446,000 |