Call reports 2019
CENBANK — 2019
What CENBANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 69,093,000 | 66,919,000 | 66,282,000 | 67,188,000 |
| Total loans | 43,979,000 | 45,236,000 | 43,832,000 | 45,614,000 |
| Allowance for loan losses | 441,000 | 447,000 | 447,000 | 447,000 |
| Securities available for sale | 21,302,000 | 17,333,000 | 16,362,000 | 15,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,174,000 | 60,346,000 | 59,682,000 | 60,563,000 |
| Interest-bearing deposits | 51,971,000 | 49,894,000 | 48,507,000 | 47,943,000 |
| Noninterest-bearing deposits | 10,203,000 | 10,452,000 | 11,175,000 | 12,620,000 |
| Equity capital | 5,302,000 | 5,316,000 | 5,328,000 | 5,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 715,000 | 1,440,000 | 2,161,000 | 2,899,000 |
| Interest expense | 83,000 | 188,000 | 296,000 | 407,000 |
| Net interest income | 632,000 | 1,252,000 | 1,865,000 | 2,492,000 |
| Noninterest income | 49,000 | 100,000 | 149,000 | 197,000 |
| Noninterest expense | 476,000 | 963,000 | 1,459,000 | 2,060,000 |
| Provision for loan losses | 20,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 185,000 | 332,000 | 498,000 | 572,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 185,000 | 332,000 | 498,000 | 572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,343,000 | 5,263,000 | 5,279,000 | 5,253,000 |
| Total capital | 5,784,000 | 5,710,000 | 5,726,000 | 5,700,000 |
| Risk-weighted assets | 50,282,000 | 50,167,000 | 49,452,000 | 51,322,000 |