Call reports 2018
CENBANK — 2018
What CENBANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 64,392,000 | 66,743,000 | 68,621,000 | 69,884,000 |
| Total loans | 40,105,000 | 42,166,000 | 41,994,000 | 41,999,000 |
| Allowance for loan losses | 386,000 | 406,000 | 420,000 | 413,000 |
| Securities available for sale | 17,191,000 | 17,168,000 | 22,406,000 | 19,399,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,743,000 | 60,822,000 | 62,418,000 | 63,823,000 |
| Interest-bearing deposits | 47,061,000 | 48,826,000 | 50,661,000 | 50,776,000 |
| Noninterest-bearing deposits | 11,682,000 | 11,996,000 | 11,757,000 | 13,047,000 |
| Equity capital | 4,914,000 | 4,978,000 | 5,041,000 | 5,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 572,000 | 1,231,000 | 1,904,000 | 2,604,000 |
| Interest expense | 55,000 | 115,000 | 182,000 | 257,000 |
| Net interest income | 517,000 | 1,116,000 | 1,722,000 | 2,347,000 |
| Noninterest income | 46,000 | 92,000 | 143,000 | 180,000 |
| Noninterest expense | 431,000 | 883,000 | 1,339,000 | 1,912,000 |
| Provision for loan losses | 10,000 | 30,000 | 40,000 | 40,000 |
| Pretax income | 122,000 | 295,000 | 486,000 | 575,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 122,000 | 295,000 | 486,000 | 575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,038,000 | 5,111,000 | 5,182,000 | 5,271,000 |
| Total capital | 5,424,000 | 5,517,000 | 5,602,000 | 5,684,000 |
| Risk-weighted assets | 44,881,000 | 46,812,000 | 47,025,000 | 47,160,000 |