Call reports 2017
CENBANK — 2017
What CENBANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 59,452,000 | 58,451,000 | 58,687,000 | 62,772,000 |
| Total loans | 37,072,000 | 37,640,000 | 38,268,000 | 38,475,000 |
| Allowance for loan losses | 349,000 | 379,000 | 379,000 | 376,000 |
| Securities available for sale | 18,062,000 | 18,072,000 | 18,087,000 | 13,367,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,810,000 | 52,720,000 | 52,433,000 | 57,160,000 |
| Interest-bearing deposits | 44,765,000 | 43,066,000 | 43,088,000 | 45,455,000 |
| Noninterest-bearing deposits | 9,045,000 | 9,654,000 | 9,345,000 | 11,705,000 |
| Equity capital | 5,135,000 | 5,041,000 | 5,046,000 | 4,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 536,000 | 1,079,000 | 1,626,000 | 2,186,000 |
| Interest expense | 40,000 | 78,000 | 118,000 | 163,000 |
| Net interest income | 496,000 | 1,001,000 | 1,508,000 | 2,023,000 |
| Noninterest income | 50,000 | 103,000 | 152,000 | 197,000 |
| Noninterest expense | 339,000 | 733,000 | 1,117,000 | 1,650,000 |
| Provision for loan losses | 0 | 30,000 | 30,000 | 30,000 |
| Pretax income | 207,000 | 341,000 | 513,000 | 540,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 207,000 | 341,000 | 513,000 | 540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,203,000 | 5,098,000 | 5,088,000 | 5,016,000 |
| Total capital | 5,552,000 | 5,477,000 | 5,467,000 | 5,392,000 |
| Risk-weighted assets | 41,172,000 | 41,340,000 | 43,233,000 | 43,505,000 |